eXp Realty Tennessee Lenders

Ruoff Home Mortgage

Ask A Mortgage Question


I am a professional Mortgage Loan Officer with 16+ years in the mortgage industry, I work with TOP Realtors & their buyers, as a Certified Military Mortgage Expert as well as a Certified Path2buy Mortgage Coach. Whether my clients are first-time homebuyers, move-up buyers, empty nesters or they are looking to refinance their existing home, I help my clients find the best loan programs that fits their short-term and long-term goals. Ruoff Home Mortgage offers a comprehensive selection of loan products to fit your needs, FHA, Conventional, Jumbo, VA, USDA, Dr. Loan Programs & Indiana Housing (no money down). I will help you navigate through the mortgage loan process so that you can easily close on your home loan. As always, I will work hard to ensure your loan is closed smoothly and ahead of schedule while keeping you abreast of your file�s progress along the way. My team has been working together for 5+ years so we all share the same goal of exceeding your expectations every time. Ruoff has been providing home loans to the people of Indiana since 1984, more than 30 years. It is because of the phenomenal Ruoff Home Mortgage team that I am able offer my clients and referral partners low costs, competitive rates, more loan programs, sound advice, and that hometown bank feeling! You may contact me anytime by phone or email for personalized service and expert advice and please remember I will extend the same professional service to your friends, family members, work colleagues or neighbors who need my assistance.

About Kelly Stephenson

After honorably serving 12 years in the United States Air Force, I started my Real Estate career in Fayetteville, NC in 1999. With the overseas deployment of my husband, I sadly left the business to work with family. After raising our three children and moving 12 times in 20 years, we decided to make Tennessee our 'Forever Home' and we couldn't be happier! Finding a company that works for the betterment of the agents while stressing the long-term importance of the agent/client relationship, has been a Godsend! If you're seeking a qualified Nashville Area real estate agent, I am here for you. From marketing and selling residential homes/income property and land, to representing clients in new home construction, re-sale homes, commercial properties and short sale or bank-owned homes, it is my mission to serve the start-to-finish real estate needs of my clients and customers with commitment and integrity. Are you in the service related industry? Ask me how you can save even more! Don't waste your precious time doing all the leg work, tell me what you're looking for, and let me do it for you. Not all real estate agents are the same. Contact me today to discuss your needs and find how I can help with the buying and selling process. I look forward to hearing from you! 615-578-1600. Investing in Y(our) Future!

Areas We Cover